Treasury Management Quickstart Guide

Days 1–14: Visibility & access hygiene

• Create a single inventory of bank accounts, signers, and portal users.
• Remove stale users and enforce MFA wherever possible.
• Turn on alerts for: user changes, payee changes, wire/ACH releases.
• Standardize daily cash positioning (same sources, same timing, same owner).

Days 15–45: Controls and workflows

• Implement dual approval above thresholds for ACH and wires.
• Document an out-of-band verification process for vendor bank changes.
• Enable Positive Pay (and define an exception workflow with backup approver).
• Set per-user limits that match job roles.

Days 46–90: Forecasting and reporting

• Build a rolling 13-week cash forecast with owners for AR/AP assumptions.
• Publish a monthly treasury pack: liquidity headroom, CCC, DSO/DPO, exceptions.
• Review bank fees and services quarterly; rationalize accounts if needed.

Bank portal selection checklist

If you’re evaluating a treasury portal, prioritize control design and reporting over the “demo.”

• Granular entitlements (create vs approve vs release)
• Dual approval and configurable limits
• Audit trail + alerts for admin changes
• Exportable reporting (files/APIs) and clear cutoffs

Reminder: We do not provide access to any bank platform. For account logins, always use your institution’s official website.